Payment plans
Thai banks rarely lend to foreign buyers, so Botanica villas are paid directly to the developer in milestone installments: a small reservation fee, a contract payment at signing, then stage payments as your villa is built. Enter your budget to see how a typical schedule splits.
Milestone payment plan
Off-plan villas in Thailand are paid in stages tied to construction — not with a mortgage. Choose a plan shape to see an indicative schedule.
| Stage | When | Share | Amount |
|---|---|---|---|
| Reservation | At reservation | 1% | ฿300,000 |
| Contract signing (SPA) | ≈ 1 mo after reservation | 29% | ฿8,700,000 |
| Foundation complete | ≈ 4 mo after reservation | 20% | ฿6,000,000 |
| Structure complete | ≈ 8 mo after reservation | 20% | ฿6,000,000 |
| Finishing | ≈ 12 mo after reservation | 15% | ฿4,500,000 |
| Handover | ≈ 14 mo after reservation | 15% | ฿4,500,000 |
| Total | 100% | ฿30,000,000 | |
Indicative only — exact stages, percentages and timings are set per project and confirmed in writing before reservation. Reservation fees are typically credited toward the contract payment. ≈ indicative conversion as of 2026-06-10 All contracts are denominated in Thai Baht (THB).
New to buying off-plan in Thailand? Read the step-by-step buying guide